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FHA Loan Articles

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  • Best and Worst Cities For First Time Homebuyers

    Purchasing a home is a big financial decision for homebuyers, especially those who might be going through the homebuying process for the first time. Often times first-time buyers are looking for that extra reassurance that they are making the right decision.

  • Home Buying Checklist: 10 Tips and Tricks for New Buyers

    Buying a house is a big undertaking. Not only is it a lot of work (and a lot of money), but it’s also a decision that will impact your life significantly — for years, maybe even for decades to come.

  • How to Build a Home with an FHA New Construction Loan

    The flexibility of an FHA mortgage is often underappreciated. Many homebuyers are surprised to find that FHA loans can be used to finance a variety ...

  • Best First-Time Homebuyer Programs

    First-time homebuyers have a multitude of home loan programs available to them that make it easier to achieve the dream of homeownership without the traditional 20% down payment and strict credit requirements. This article breaks down the basics of the most popular programs available to first-time homebuyers.

  • Comparing FHA and Conventional Home Loans

    When it comes to mortgages, you have a lot of options. Two of the most common are FHA and conventional loans. Though both can be great products to help you buy a home, each has its own unique pros and cons...

View All → FHA Loan Eligibility

  • FHA Loan Employment Requirements

    To qualify for an FHA loan, you’ll need sufficient proof of income to show lenders you can repay the debt, thankfully many different employment scenarios apply.

  • A Complete Breakdown of FHA Loan Occupancy Requirements

    FHA loans are designed to make homeownership more attainable for low- and moderate-income earners. Because of this, it is typically not for use on investment ...

  • FHA Loan Credit Requirements

    With home prices rising and interest rates up as well, buying a home is becoming more and more difficult for many Americans. Fortunately, thanks to FHA loans, homeownership is still within reach, even for those with less-than-perfect credit...

  • Getting an FHA Loan After Bankruptcy or Foreclosure

    The FHA’s standards for approval tend to be less stringent, often making them an even better choice for buyers with a foreclosure or bankruptcy tainting their record.

View All → FHA Loan Types

  • Types of FHA Loans

    The FHA loan program offers subsidized mortgages for as little as 3.5% down. A favorite for first-time homebuyers, the different types of FHA loans offer ...

  • Purchasing a Condo with an FHA Loan

    FHA home loans are surprisingly flexible, allowing buyers to purchase a variety of different approved condominiums, so long as the condos comply with FHA loan condo requirements.

  • FHA Loan Back to Work Program

    The FHA Back to Work program offers a route to homeownership for Americans who have experienced a recent economic hardship, declared bankruptcy or had their ...

  • Complete Guide to the FHA 203(k) Loan

    FHA 203(k) loans are a type of home improvement loan backed by the Federal Housing Administration. They are designed to cover the cost of renovations ...

  • FHA Loan Refinancing Options

    Refinancing can be an excellent way to lower your monthly payment, shorten your loan term, change loan products or even get cash from your home ...

View All → FHA Loan Process

View All → FHA Loan Costs and Fees

  • The Complete Guide to FHA Loan Rates

    FHA loans are mortgages insured by the U.S Government’s Federal Housing Administration. They are designed for low- to moderate-income earners and often come with less stringent credit ...

View All → FHA Loans by State

  • FHA Loans in Florida

    Floridians should consider the Florida FHA loan program, and it offers homebuyers a lower down payment and a lower required credit score when compared to conventional loans.

  • FHA Loans in Arizona

    When buying a home in Arizona, the easiest part is choosing a property. When it comes to financing, many Arizonans take out an FHA loan.

  • FHA Loans in Georgia

    Purchasing your first home is complicated, especially deciding on a financing package, but thankfully the Georgia FHA loan program can help simplify the process.

  • FHA Loans in Alaska

    To make your home buying process easier and more affordable, consider choosing an FHA loan to finance the home of your dreams in Alaska.

  • FHA Loans in Alabama

    Unfortunately, the home financing process isn’t as straightforward as finding where you want to live. This is where Alabama FHA loans can help.