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FHA Loan Articles

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  • Buying a House While in College

    Is it possible to buy a house while still in college? With the right mortgage, a robust financial backbone, and a lot of dedication, it may be possible.

  • FHA vs. VA Loans: What Veterans Should Know

    FHA and VA loans are both government-backed loans that can be great options for first-time homebuyers, with each having similarities and differences in terms of requirements. In this guide, we'll break down the specific qualifications needed for each loan so you can determine which one is right for you when buying a house.

  • FHA Loan Employment Requirements

    To qualify for an FHA loan, you’ll need sufficient proof of income to show lenders you can repay the debt, thankfully many different employment scenarios apply.

  • A Complete Breakdown of FHA Loan Occupancy Requirements

    FHA loans are designed to make homeownership more attainable for low- and moderate-income earners. Because of this, it is typically not for use on investment ...

  • FHA Loan Credit Requirements

    With home prices rising, buying a home is becoming more and more difficult for many Americans. Fortunately, thanks to FHA loans, homeownership is still within reach, even for those with less-than-perfect credit...

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  • Types of FHA Loans

    The FHA program offers a range of low-cost home loans with inclusive credit requirements. FHA’s minimum score requirement of 580 allows homebuyers to apply for ...

  • Purchasing a Condo with an FHA Loan

    FHA home loans are surprisingly flexible, allowing buyers to purchase a variety of different approved condominiums, so long as the condos comply with FHA loan condo requirements.

  • FHA Loan Back to Work Program

    The FHA discontinued its Back to Work program indefinitely on September 30th, 2016. Prior to being discontinued, the FHA Back to Work program offered a ...

  • Complete Guide to the FHA 203(k) Loan

    FHA 203(k) loans are a type of home improvement loan backed by the Federal Housing Administration. They are designed to cover the cost of renovations ...

  • FHA Loan Refinancing Options

    Refinancing can be an excellent way to lower your monthly payment, shorten your loan term, change loan products or even get cash from your home ...

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  • List of FHA Down Payment Assistance Programs

    One of the many benefits of an FHA loan is the low down payment requirement of 3.5%. Despite the low down payment requirements, some buyers might still need a little help.

  • FHA Loans in Florida

    Floridians should consider the Florida FHA loan program, and it offers homebuyers a lower down payment and a lower required credit score when compared to conventional loans.

  • FHA Loans in Arizona

    When buying a home in Arizona, the easiest part is choosing a property. When it comes to financing, many Arizonans take out an FHA loan.

  • FHA Loans in Georgia

    Purchasing your first home is complicated, especially deciding on a financing package, but thankfully the Georgia FHA loan program can help simplify the process.

  • FHA Loans in Alaska

    To make your home buying process easier and more affordable, consider choosing an FHA loan to finance the home of your dreams in Alaska.