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FHA Loan Articles

Read about FHA Loan News, Updates and Guidelines

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View All → FHA Loan Basics

  • Millennial Home Buying Trends for 2021

    As one of the largest generations purchasing homes today, millennial home buying trends are changing the current buyer market.

  • Guide for Single-Parent First-Time Homebuyers: 10 Tips for Single-Income Success

    Buying a home as a single parent has its challenges. Follow our tips to learn more about how to purchase a home as a single-parent first-time homebuyer.

  • Should I Buy a House Now or Wait?

    Buying a home is a huge milestone, and deciding whether or not you’re ready to take that leap can sometimes be difficult, especially in today’s climate. There are many things to consider when making such a huge decision, including your personal finances and the state of the market.

  • Best and Worst Cities For First Time Homebuyers

    Purchasing a home is a big financial decision for homebuyers, especially those who might be going through the home buying process for the first time. Often times first-time buyers are looking for that extra reassurance that they are making the right decision.

  • Home Buying Checklist: 10 Tips and Tricks for New Buyers

    Buying a house is a big undertaking. Not only is it a lot of work (and a lot of money), but it’s also a decision that will impact your life significantly — for years, maybe even for decades to come.

View All → FHA Loan Eligibility

  • FHA Loan Employment Requirements

    To qualify for an FHA loan, you’ll need sufficient proof of income to show lenders you can repay the debt, thankfully many different employment scenarios apply.

  • A Complete Breakdown of FHA Loan Occupancy Requirements

    FHA loans are designed to make homeownership more attainable for low- and moderate-income earners. Because of this, it is typically not for use on investment ...

  • FHA Loan Credit Requirements

    With home prices rising, buying a home is becoming more and more difficult for many Americans. Fortunately, thanks to FHA loans, homeownership is still within reach, even for those with less-than-perfect credit...

  • Getting an FHA Loan After Bankruptcy or Foreclosure

    The FHA’s standards for approval tend to be less stringent, often making them an even better choice for buyers with a foreclosure or bankruptcy tainting their record.

View All → FHA Loan Types

  • Types of FHA Loans

    The FHA program offers a range of low-cost home loans with inclusive credit requirements. FHA’s minimum score requirement of 580 allows homebuyers to apply for ...

  • Purchasing a Condo with an FHA Loan

    FHA home loans are surprisingly flexible, allowing buyers to purchase a variety of different approved condominiums, so long as the condos comply with FHA loan condo requirements.

  • FHA Loan Back to Work Program

    The FHA discontinued its Back to Work program indefinitely on September 30th, 2016. Prior to being discontinued, the FHA Back to Work program offered a ...

  • Complete Guide to the FHA 203(k) Loan

    FHA 203(k) loans are a type of home improvement loan backed by the Federal Housing Administration. They are designed to cover the cost of renovations ...

  • FHA Loan Refinancing Options

    Refinancing can be an excellent way to lower your monthly payment, shorten your loan term, change loan products or even get cash from your home ...

View All → FHA Loan Process

View All → FHA Loans by State

  • List of FHA Down Payment Assistance Programs

    One of the many benefits of an FHA loan is the low down payment requirement of 3.5%. Despite the low down payment requirements, some buyers might still need a little help.

  • FHA Loans in Florida

    Floridians should consider the Florida FHA loan program, and it offers homebuyers a lower down payment and a lower required credit score when compared to conventional loans.

  • FHA Loans in Arizona

    When buying a home in Arizona, the easiest part is choosing a property. When it comes to financing, many Arizonans take out an FHA loan.

  • FHA Loans in Georgia

    Purchasing your first home is complicated, especially deciding on a financing package, but thankfully the Georgia FHA loan program can help simplify the process.

  • FHA Loans in Alaska

    To make your home buying process easier and more affordable, consider choosing an FHA loan to finance the home of your dreams in Alaska.