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FHA Loan Eligibility Loan Articles

  • College student moving into his home
    Buying a House While in College

    Is it possible to buy a house while still in college? With the right mortgage, a robust financial backbone, and a lot of dedication, it may be possible.

  • Couple hugging in front of their home.
    FHA vs. VA Loans: What Veterans Should Know

    FHA and VA loans are both government-backed loans that can be great options for first-time homebuyers, with each having similarities and differences in terms of requirements. In this guide, we'll break down the specific qualifications needed for each loan so you can determine which one is right for you when buying a house.

  • employment requirements for fha loan
    FHA Loan Employment Requirements

    To qualify for an FHA loan, you’ll need sufficient proof of income to show lenders you can repay the debt, thankfully many different employment scenarios apply.

  • Welcome mat at a house's front door.
    A Complete Breakdown of FHA Loan Occupancy Requirements

    The FHA typically requires borrowers to occupy the property they’re buying and use it for their primary residence for at least one year.

  • FHA loan credit requirements
    FHA Loan Credit Requirements

    With home prices rising, buying a home is becoming more and more difficult for many Americans. Fortunately, thanks to FHA loans, homeownership is still within reach, even for those with less-than-perfect credit.

  • house for sale because of foreclosure
    Getting an FHA Loan After Bankruptcy or Foreclosure

    The FHA’s standards for approval tend to be less stringent, often making them an even better choice for buyers with a foreclosure or bankruptcy tainting their record.